You can Stop/Pause Round-Offs in Win App anytime you want. However, it is suggested to keep it enabled to see a better return on your Automated Gold Investment from your Spare Changes. In a Year you can expect an 11% of return and a 68% return in 5 Years.
Steps:
Open the Win App and tap "Account" at the Bottom-Right of your Mobile Screen.
Then tap the "Settings" tab at the top.
Now you'll see the Payment Methods you've enabled to Save Money.
Here you've three options:
Daily Savings
Round Off
Savings Plan
Select “Round Off” and tap on “Stop Round Off”. Now you have the choice to Pause/Disable Round-Off.